Cancelling your medical scheme membership to save money in the short term, may cost you and your family dearly in the longer term
Have you ever considered that without sufficient medical insurance when you or your loved ones need to be hospitalised and/or undergo major surgery, you could be financially ruined?
“Cancelling your medical scheme membership to save money in the short term, may in the longer term cost you and your family dearly,” cautions Liberty Medical Scheme’s Executive Principal Officer, Andrew Edwards. “Without medical scheme cover, people have no choice but to rely on the overburdened, underserviced state healthcare facilities – or fund the costs out of their own pocket.”
In fact, compared with the actual cost of care for any serious condition can make medical scheme monthly premiums seem much more attractive.
People who don’t have health insurance tend to wait until their condition is at its worst and use the emergency room to get care. This results in large bills from doctors and facilities that often go unpaid. To recoup those funds, hospitals are often forced to charge more for services to everyone across the board.
“Contrary to public perception that all medical scheme options are expensive, most schemes offer affordable, low-cost and entry-level options to suit all members’ needs,” Edwards adds.
You insure your cars, home and other material items, so why would you decide to put yourself last? Car or home repairs can be very costly, but have you thought about what it would cost to fix YOU if something went wrong?
Issued on behalf of LIBERTY MEDICAL SCHEME.