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Take control of your finances

Suffering from post-holiday debt blues? Recover in just four easy steps

Taking control of your finances is not as intimidating as it might sound. All you need is a plan.

Once you’ve produced your own financial “road map”, you’ll have a sense of achievement and the comfort of knowing you’re in full control of your money.


A good plan will lead you to where you want to be, but to be effective it must be:


  1. Agreed upon with your partner – a proper plan won’t work if you’re not both committed to achieving your goals
  2. Realistic and achievable – you need to be sensible about what you want to achieve or you could be disappointed
  3. Written down – if it’s not on paper or saved on the computer, it doesn’t exist.
  4. Regularly reviewed and updated to keep it on track.


Also read:

Your money diet

Three ways to shop for less

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Advertorial: Spend wisely this festive season

Consider these financial issues over the holidays